Kozmyc Solutions

Representative Financial Services Engagement

Real-time fraud platform replacing a legacy batch decisioning workflow.

Typical: multi-quarter build plus parallel run

Real-time

transaction decisioning

Low-latency

decisioning target

Parallel run

before cutover

HITL

analyst review path

Problem

Card-not-present and account-takeover fraud programs often stall when overnight batch scoring and manual triage queues cannot keep pace with real-time attack patterns.

Solution

A representative build uses a low-latency Kafka + Flink + feature-store core, with model monitoring, evals, and human-in-the-loop review baked in. The safer delivery path runs in parallel against the legacy system before cutover.

Outcome

The representative target is a platform that scores card-present, CNP, ACH, and wire transactions in real time while giving analysts higher-quality queues and a safer cutover path.

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